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 Stage Hypnosis
 General Discussion - Stage Hypnosis
 Insurance for Stage Hypnotists
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United Kingdom
445 Posts

Posted - 05/23/2008 :  10:23:45 PM  Show Profile  Reply with Quote
With assistance from Justin James, CEO of The Hypnosis Company, and a committed
group of volunteers including Tom Silver, Richard Nongard, Katherine Zimmerman,
John Cerbone, Lee Darrow, and Michael Gershman there is now an insurance option
for professionals in the Stage Hypnosis industry. These volunteers have over
160 years of experience in Stage Hypnosis, Demonstrational Hypnosis, or Hypnosis
Education and will be referred to as the Safety Advisory Board throughout this
email. HRH has a program that has been insuring thousands of other types of
mobile entertainers including magicians and disc jockeys since 2005 through
Great Midwest Insurance.

The Stage Hypnotist insurance policy now available has $1,000,000 occurrence and
$2,000,000 aggregate individual general liability limits and up to $15,000 of
Inland Marine values, also known as your equipment coverage. The total premium
is $300 for an annual policy based on Great Midwests current rate filings with
the insurance department. Higher equipment values can be insured at $10 premium
per $1,000 of equipment value. Your equipment list must be on file in our
office prior to a claim or there is no coverage. You should email your
equipment list spreadsheet to einsurance@HRH.com when you purchase coverage.
You will have your own individual annual effective and expiration dates. Your
insurance will end each year on the first day of the same month you purchase
coverage. IE, May 1st if purchased any day this month or June 1st if purchased
any day next month, etc. You may request coverage start any day in the future.
I suggest June 1st effective date if you have no jobs scheduled during the
remaining days of May.

The Safety Advisory Board, with our support, is developing show safety
guidelines that we hope create professional industry standards. They are
creating an online safety training tutorial to assist you with conducting safer
performances. Within the next quarter you will have access to this on-line
stage safety tutorial at most of the Safety Advisory Boards websites. HRH will
provide those website links to you. There will be NO CHARGE to you and be
required to complete. A current HRH client, The National Association of Mobile
Entertainers, has offered their site as an independent link for all Stage
Hypnotists to access the multiple choice questions that follow. The test
questions are designed to verify your knowledge of general safety principles
that were addressed in the tutorial. If the percent of correct responses is
under seventy percent you will be directed back to the beginning of the
tutorial. The National Association of Mobile Entertainers have also agreed to
facilitate all the insurance processing for Stage Hypnotists for a $50
processing fee. Steve Gomez is their contact and his telephone number is

The insurance carrier offering this insurance is Great Midwest Insurance Company
and is an A tier rated insurer with A.M. Best. They have informed me that once
the on-line tutorial is available they will require each Stage Hypnotist take
the tutorial and following questions before purchasing the insurance to assist
in minimizing potential claims against the program. Any Stage Hypnotist that
has purchased the insurance prior to the tutorial being available will be
requested to complete it within 30 days of its availability. Great Midwest will
be filing new Stage Hypnotist liability rates to be effective August 1st for
insurance purchased after August 1st. It will be $300 per Stage Hypnotist for
the same liability limits and the inland marine coverage will become an optional
purchase at $10 per $1,000 of value or $150 minimum premium. There is a $150
cost advantage of signing up for this program prior to August 1st. I have a
commitment from the carrier that the rates will never increase past the $300
liability premium per Stage Hypnotist as long as the Stage Hypnotist group loss
ratio stays below 30%. This is the same loss ratio benchmark in place for each
of the other types of talent insured through this mobile entertainer program.
If the loss ratio stays below 20% for the group of insured Stage Hypnotists I
will request a rate reduction for the group.
The current program insures magicians, disc jockeys, bands, photographers,
videographers just to name a few of the industries. If you have other lines of
business beyond Stage Hypnotist operations to insure please call me directly.
We look forward to assisting you with your insurance needs.

Dale Wittick, Jr. CPCU
Vice President HRH Online E-insurance Operations

Gil Boyne
[Gil Passed Away May 5, 2010]
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